Pool size · TVL
$0
USD₮0 supplied by lenders
Total borrowed
$0
0% utilization
Active loans
0
FXRP live · sFLR/stXRP soon
Liquidations
0 by design
deadline-based settlement
Lenders
0
USD₮0 suppliers
Borrowers
0
open positions
Lifetime fees paid
$0
one-time borrower fees
Est. lender APY
14–18%
fees + sFLR yield
Fee distribution
every borrower fee, split on repay To lenders 80% · $0
To reserve 20% · $0
Collateral markets
priced live by Flare FTSOv2 · settlement is deadline-based, never price-based| Collateral | Oracle price | Max LTV | Terms | Fee from | Status |
|---|
Recent activity
on-chain loan & supply eventsNo activity yetLoans and deposits will appear here as they happen on Coston2.
Borrow USD₮0
no health factorFXRP
You receive…
One-time fee…
Repay by deadline…
Due date…
Liquidation price None, the deadline is the only trigger.
Market summary
Oracle price…
Max LTV…
Fee from…
Grace period48h
Settlement floor98% FTSO
Your loans
No open loansLock collateral above to borrow.
Supply USD₮0
ERC-4626 · lodUSD₮0USD₮0
Estimated net APY14–18%
Borrower fees4–9%
sFLR yield passthrough+ variable
You receive
Seniority, lenders are repaid first on any default.
Shares accrue value as borrowers pay fees and locked sFLR earns staking. No lockups, no claiming, withdraw anytime.
Pool
Pool size$0
Utilization0%
Utilization ceiling80%
Share price1.0000
Lenders0
Your position
No depositSupply USD₮0 to start earning.
Your positions
connect a wallet to viewNo open positionsBorrow against FXRP, stXRP or sFLR, or supply USD₮0 to start earning.
Why no-liquidation wins
the model, in three ideasOnly the calendar defaults you
No health factor, no margin calls. XRP can wick 60% at 3am and recover by breakfast, your collateral is untouched. Miss your deadline and you still receive the surplus back.
FTSOv2 native oracle
Prices come from Flare's enshrined oracle, the same feed that secures the chain, not a flash-loanable DEX spot. Settlement is floored at 98% of the FTSO price so a keeper can't route value away.
Collateral keeps earning
Locked sFLR and stXRP keep earning their staking yield for the full term, that appreciation returns to you on repay. Dead-weight collateral is a thing of the past.
How a loan works
1 · LockDeposit FXRP / stXRP / sFLR as collateral
2 · BorrowReceive USD₮0 up to the tier LTV, pay a one-time fee
3 · Repay by the deadlineGet your collateral back, plus any yield it earned
If you miss itAfter a 48h grace, a keeper settles; lenders first, surplus to you
Lodestar, no-liquidation fixed-term lending, live on Coston2 testnet.
LoanBook 0x85F3…D867 · Pool 0x7beE…eb34 · Oracle 0xaa28…4316 ·
explorer ↗